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Information is Power!
Information is Power!
Here you can get a lot of information about credit reports and credit scoring. Your FICO score, that 3-digit number can be one of the most important 3-digit numbers in your life. Understanding how your score is developed and other associated information is very important. Max Score Credit in Towson, Maryland has assembled the most relevant and accurate information and make it available to you here:
10% - Inquiries
Inquiries are marked on your credit report when you apply for new credit (i.e. when you apply for a home loan, car loan or credit card). Inquiries made by yourself or for unsolicited offers do not count against your score, but are shown on your report.
Credit Tips
- Check your credit report regularly for accuracy. 80% of credit reports have errors
- Know your limits on credit card and the interest rates
- Pay your bills on time especially the accounts that report to the credit bureau
- Keep balances low in revolving lines of credit at all times
- Limit how often you apply for new credit